Partnered with
‍Elite wealth management

Life insurance,
Simplified.

One Home has partnered with Elite Wealth Management to bring you term life insurance that’s competitive, simple to understand, and quick to set up.

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We are directing you to Elite Wealth Management to complete your application. One Home will not be your host and is not responsible for the content provided. You will be subject to Elite Wealth Management’s Privacy Policy and Terms & Conditions. One Home is compensated by Elite Wealth Management for each issued term life policy.

Why One Home?

Apply for life insurance coverage in just minutes and receive an instant decision. As your circumstances change, you can easily adjust or cancel your coverage with a few clicks—no fees, no hassle.

Flexible coverage

Secure coverage ranging from $100K to $8M with terms lasting 10 to 30 years. Enjoy the flexibility to adjust your policy anytime.

Great rates

One Home provides competitive insurance rates tailored to fit your needs.

Quick application

Get your quote and apply in minutes—no medical tests required for eligible applicants.

Trustworthy

Rated 4.8 out of 5 stars on Trustpilot, based on over 2,500 reviews.

How It Works:

1

Get started

Choose your coverage amount and term.

2

Apply online

Complete your application in minutes—no medical test required for eligible cases.

3

Instant Decision

We value your time. Get it done quickly and move on.

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Mortgage Term Insurance.

Offers 10, 15, 20, and 30 Yr Protection, Inexpensive Rates, High Death Benefit to Cover Payment of Entire Mortgage, Plus Living Benefits to Cover Illnesses

Learn more

The service provides forms for your convenience, not legal advice. Using these documents does not replace the need for professional legal counsel.

FAQs

Q: What is Mortgage Term Insurance?

Mortgage Term Insurance is a type of life insurance designed to pay off your mortgage if you pass away during the policy term. It ensures that your family will not be burdened with your mortgage debt after your death.

Q: Who needs Mortgage Term Insurance?

Mortgage Term Insurance is ideal for homeowners with a mortgage loan. It provides peace of mind, knowing that your mortgage will be paid off if something happens to you, protecting your family from financial hardship.

Q: How does Mortgage Term Insurance work?

This insurance works by providing coverage equal to your outstanding mortgage balance. If you die during the term of the policy, the insurance payout goes directly to your lender to pay off your remaining mortgage.

Q: Is the payout amount fixed or does it decrease over time?

Mortgage Term Insurance generally features a decreasing payout that matches the decreasing balance of your mortgage. As you pay down your mortgage, the insurance coverage decreases as well.

Life insurance,Simplified.